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Сбербанк изменил ставки по потребительским кредитам — Credit-Stories.ru

22 Кредитных истории
прислано читателями

Сбербанк изменил ставки по потребительским кредитам

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Сбербанк изменил ставки по потребительским кредитамСбербанк России вновь изменил процентные ставки для потребительским кредитах в рублях и в иностранной валюте. Изменения заключались в том, что была повышена верхняя граница диапазона.

Как следует из материалов самого банка, новые ставки по  кредитам для потребителей без залогового  обеспечения, в рублях составляют 16-23,5 процента годовых (ранее «коридор» был 17-22 процента), а в валюте – о 13 до 20,5 процентов против старых 14-19.  По потребительским же кредитам с поручительством физических лиц: в рублях от 15,5 до22,5 процентов (ранее было 15,5-21%), а в валюте – от 12,5 до19,5 процентов (ранее 12,5-18%).

В пресс-релизе, распространенном банком, говорится, что те клиенты, которые получают свои доходы в виде зарплаты или пенсии на счет карты или срочного вклада, открытого в Сбербанке России, получат ставки по этим двум кредитам в диапазоне 15,5 до 20,5 процентов годовых в российских рублях, а в валюте – от 12,5 до 17,5  процентов годовых. Причем не важно, в долларах или в евро. Для клиентов, которые работают на предприятиях, которые прошли аккредитацию, обновленные процентные ставки составят: в рублях от 17,5 до 22,5 процентов годовых, в долларах или в евро от 14,5 до 19,5%. Для всех остальных клиентов банка ставка составит от 18,5 до 23,5 процентов годовых при рублевых расчетах и от 15,5% до 20,5% годовых в долларах США или евро.

Как сообщается в сообщении Сбербанка, в рамках обновленных и обнародованных диапазонов процентная ставка по кредиту устанавливается строго индивидуально и зависит в первую очередь от репутации, надежности и платежеспособности клиента. Отмечается также, что срок принятия решения по любому кредиту не превышает 2 рабочих дней.

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