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Ринвестбанк ввел новый вклад «Карнавал» — Credit-Stories.ru

22 Кредитных истории
прислано читателями

Ринвестбанк ввел новый вклад «Карнавал»

[pro_ad_display_adzone id=7283]

Ринвестбанк предлагает новый вклад «Карнавал». Его минимальная сумма — 30 тыс. рублей, срок размещения — год. Депозит предполагает четыре периода начисления процентов по 90 дней каждый со ставками 14%, 12%, 11% и 10% годовых соответственно. Таким образом, ставка за весь срок составляет 11,75% годовых.

Дополнительные взносы принимаются без ограничений по сумме и сроку. Расходные операции не предусмотрены. Проценты выплачиваются в конце срока.

«При досрочном расторжении договора проценты за истекшие периоды не пересчитываются. Автопролонгация на новый срок не предусмотрена», — отмечает эксперт по депозитным продуктам Банки.ру Елена Соловьева.

Ринвестбанк

ООО «РИКБ «Ринвестбанк» — небольшой региональный банк (Рязань) с универсальной структурой бизнеса. Ключевые направления деятельности — обслуживание и кредитование корпоративных клиентов, привлечение средств граждан во вклады. Основные источники фондирования — средства физических и юридических лиц. Сеть продаж представлена преимущественно в Рязани и Москве.

На сегодняшний день основными участниками банка выступают Александр Коконигичев — 19,99%, ООО «Никопласт» — 19,99% (конечными совладельцами являются Константин Каракулько, Алексей Титков и Сергей Беличенко), члены совета директоров Александр Балабанов и Александр Кузьмичев, член правления Наталия Дмитриева, а также член совета директоров Емзари Малишава — по 9,99%, Татьяна Пригожина — 9,89, Сергей Харитонов — 8,70%, и миноритарные владельцы — 1,46%.

По данным Банки.ру,
на 1 декабря 2015
года нетто-активы банка — 5,75 млрд рублей
(334-е место в России),
капитал (рассчитанный в соответствии с требованиями ЦБ РФ)
— 0,68 млрд,
кредитный портфель — 4,13 млрд,
обязательства перед населением — 3,80 млрд.

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