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Банк «Вологжанин» запустил автокредит с упрощенным пакетом документов — Credit-Stories.ru

22 Кредитных истории
прислано читателями

Банк «Вологжанин» запустил автокредит с упрощенным пакетом документов

[pro_ad_display_adzone id=7283]

Банк «Вологжанин» предлагает получить автокредит по двум документам, без подтверждения дохода. Клиенты могут оформить кредит на покупку нового либо подержанного автомобиля под 18—20% годовых в зависимости от срока займа и типа авто. Сумма кредита составляет 45—750 тыс. рублей и не может превышать стоимости автомобиля и дополнительного оборудования. Срок займа — до пяти лет.

«Заемщик должен внести 50% собственных средств от стоимости машины, а также заключить договор страхования каско. Личное страхование требуется, если заемщику более 60 лет на дату получения кредита», — уточнила эксперт по кредитным продуктам Банки.ру Инна Солдатенкова.

Комиссии за рассмотрение, выдачу и обслуживание кредита не взимаются.

Указанные условия и ставки действуют для новых заемщиков банка, то есть для тех, кто не относится к льготным категориям (зарплатные и корпоративные клиенты, те, у кого есть положительная кредитная история в данном банке, вкладчики и др.).

Вологжанин

ЗАО «Банк «Вологжанин» — небольшой по размеру активов региональный банк, зарегистрированный в Вологодской области. Финансовое учреждение специализируется на кредитовании клиентов малого и среднего бизнеса и привлечении вкладов физических лиц. Основной источник финансирования деятельности банка — вклады физических лиц (62%).

Основными бенефициарами банка являются Александр Каледин (28,89%), Наталья Воронцова (15,32%), Александр Эльперин (18,84%), Алексей и Наталья Мельниковы, владеющие совместно 5,75% акций, Евгений Смирнов (1,82%), Павел и Геннадий Куницины, владеющие совместно 5,48% акций, а также неустановленные наследники Леонида Смирнова — 5,94%, остальные акции распределены между акционерами-миноритариями — 17,96%.

По данным Банки.ру,
на 1 августа 2015
года нетто-активы банка — 3,46 млрд рублей
(428-е место в России),
капитал (рассчитанный в соответствии с требованиями ЦБ РФ)
— 0,68 млрд,
кредитный портфель — 2,31 млрд,
обязательства перед населением — 2,14 млрд.

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